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Welcome To Mooney & Stewart, P.A.
Life after Bankruptcy
Experienced Bankruptcy Attorney
Serving Bradenton, Sarasota, Tampa, St. Petersburg
There are many stories which tell about how difficult life can be after bankruptcy. Some suggest that it is not at all possible to buy a home or a car, or in other words that you can never be able to rebuild your credit. But the fact is this that it is indeed not true. We have proved that most of our clients feel a great deal of relief after filing for bankruptcy with us. They are able to breathe freely about their finances, stopping foreclosure and discharging debt. We have made the right decisions this time around in order to avoid the same situation again in nearby future. We define bankruptcy as a valuable legal recourse that is basically an act of turning for assistance that financially enables debtors to get a fresh start. We open heartily welcome you to contact our firm and talk to a Tampa bankruptcy lawyer about how bankruptcy may affect you and your family.
There are three specific valuable steps that a debtor can take after filing for bankruptcy in order to have the best opportunity of rebuilding credit and money as well.
1.Make a budget – and follow it. First of all determine what expenses are very necessary and what are those among which and your family can do without. This can be done by laying out a specific budget; you can take better control of your finance matters and also save money for the near future.
2.Save whenever you can. Start a savings account and delegate (transfer power to someone) a certain percentage of your money into this account, saving whenever, wherever you can. This can make all the difference should a difficult situation or emergency come up in the near future.
3.Rebuild your credit. Be smart about opening new credit accounts and putting money on credit cards, as well as making big purchases. Pay off all cards as quickly as possible and keep in mind that there is no need to buy anything that you truly can’t afford. |