4910 14th Street
West Suite 206
Bradenton, FL 34207
Phone: 941-744-5450
Fax: 941-803-8138

Welcome To Mooney & Stewart, P.A.

Credit Counseling and Bankruptcy
Experienced Bankruptcy Attorney
Serving Bradenton, Sarasota, Tampa, St. Petersburg

Credit counseling is indeed the most important part of any bankruptcy case. Actually it is necessary that you complete a briefing with such a credit counseling agency which is certified and that has been approved by the U.S. Trustee’s Office.

This requirement has been in place, since October 2005, and because of it, a failure to complete credit counseling within 180 days prior to filing may result in the rejection or dismissal of your Chapter 7 or Chapter 13 bankruptcy case. As you finished your course of credit counseling, you will receive a certificate which indicates your completion that must be filed with your bankruptcy petition.

On average a credit counseling course is approximately of $50, but the exact cost is not fixed and its depend upon what type of session you undergo and where you live. It is also possible to take briefing via phone or online as well. Briefing usually includes an evaluation of your finances, a personal budget plan and the discussion of other option to bankruptcy, if any found. There are usually only few exceptions to the requirement that a debtor can complete a credit counseling course prior to filing for bankruptcy. court judges of Bankruptcy do not have any authority to waive this requirement, so it is very necessary that you discuss this with your skilled and experienced attorney prior to filing. Remember that you’re being unable to file for a certain period of time if bankruptcy case results as dismissed.

Tampa Bankruptcy Lawyer
Serving Bradenton, Sarasota, Tampa, St. Petersburg

In order to filing for bankruptcy you would like to talk to an experienced bankruptcy lawyer about your case and your options. It will take few seconds to contact with our firm at Tampa, Florida. We offer a complete free initial consultation without taking anything and you can talk to about your bankruptcy case as well as your options for credit counseling at the Law Office of Mooney & Stewart, P.A..

If you think that you are more interested in learning information and want to know more about credit counseling and bankruptcy? You can contact a Tampa bankruptcy attorney at our firm today.